GEORGE ZANJANI Associate Professor of Risk Management and Insurance (404) 413-7464 >>SEND AN EMAIL

George Zanjani is an associate professor in the Risk Management and Insurance Department of Georgia State University. Prior to joining the Department, he served as an economist at the Federal Reserve Bank of New York (2000–2008) specializing in policy work relating to insurance issues in the broader financial system.  He also worked as an actuary at Fireman’s Fund Insurance Companies (1990–1994), focusing on commercial insurance pricing and heading the firm’s workers’ compensation actuarial unit in 1994.

George’s published work includes insurance papers in the Journal of Financial Economics, Journal of Public Economics and the American Economic Review. He has served on working groups formed by the Committee on the Global Financial System and the Presidential Working Group on Financial Markets.

George is an Associate of the Casualty Actuarial Society and holds a Ph.D. in Economics from the University of Chicago. He maintains membership in the American Economic Association and the American Finance Association, and currently serves as a board member of the American Risk and Insurance Association (elected in 2007).

SELECTED PUBLICATIONS:
	"Public versus Private Underwriting of Catastrophe Risk: Lessons from the California Earthquake Authority," in Risking House and Home: Disasters, Cities, Public Policy, John M. Quigley and Larry A. Rosenthal (eds.), Berkeley: Berkeley Public Policy Press (2008) "Regulation, Capital, and the Evolution of Organizational Form in U.S. Life Insurance," American Economic Review 97, pp. 973-983 (2007) "Insurance, Self Protection, and the Economics of Terrorism," (with Darius Lakdawalla), Journal of Public Economics 89, pp. 1891-1905 (2005) "Terrorism Insurance Policy and the Public Good," (with Darius Lakdawalla), St. John’s Journal of Legal Commentary 18, pp. 463-469 (2004) "The Production and Regulation of Health Insurance: Limiting Opportunism in Proprietary and Non-Proprietary Organizations," (with Tomas Philipson) in Individual Decisions for Health, Bjorn Lindgren (ed.), pp. 194-206, Routledge International Studies in Health Economics, Routledge: London (2003) "Pricing and Capital Allocation in Catastrophe Insurance," Journal of Financial Economics 65, pp. 283-305 (2002)